Move to Spain
NIE, TIE, padrón, EU registration, visas, and residency.
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Vacation in Spain
Short visits, entry rules, transport, places to stay, and practical trip planning in Spain.
Live in Spain
Healthcare, banking, taxes, digital access, and the key admin steps for everyday life in Spain.
Not legal advice. Always verify with official sources before filing.
IberiGo guide
Private health insurance in Spain
Private health insurance is often required for Spanish residence permits and visas, and can also be useful as extra cover.
Private health insurance
What it is: Private health insurance that covers you in Spain, offered by providers such as Sanitas, Adeslas, Asisa, and DKV.
When you may need it: It is required for certain visa and residence applications — the non-lucrative visa, study authorization, and digital nomad visa all typically require it, usually with no copayments and no exclusions for pre-existing conditions.
Other reasons people choose it: Faster specialist access, English-speaking doctors, and coverage in private hospitals.
Practical note: Costs vary significantly by age, coverage level, and provider. Compare carefully and read the exclusions before signing, especially if the policy is for a visa application where the consulate checks the terms.
Next 3 steps
- First confirm whether you need it for a specific permit, for shorter waiting times, or simply as extra cover by choice.
- Check whether the route you care about asks for no co-payments, full coverage, or other specific policy conditions.
- Compare several major insurers before buying and review network size, waiting periods, co-payments, and territorial coverage carefully.
Official links
Sanitas
Major private health insurer in Spain with broad medical-network visibility.
Adeslas
Large health-insurance provider often considered by applicants comparing permit-friendly cover.
ASISA
Long-established Spanish health insurer with strong national reach.
DKV
Well-known health insurer with a strong private-health focus and digital services.
MAPFRE Salud
Large Spanish insurer with health policies alongside broader insurance products.
This app is a planning guide, not legal advice. Spanish immigration and administration rules, document lists, fees, and appointment labels can change. Always verify your procedure with official sources before filing.
Documents that often slow people down
Identity and civil records
- Valid passport or EU national ID.
- Birth, marriage, or partnership records where relevant.
- Legalization or Hague apostille for many foreign public documents.
- Sworn Spanish translations when documents are not accepted as-is.
Spain-side basics
- Address in Spain and, when requested, padrón certificate.
- Immigration appointment confirmation.
- Correct EX form for your procedure.
- Paid tasa receipt, often Modelo 790 with the matching code.
Money, health, purpose
- Proof of economic means for routes that require it.
- Health insurance or public coverage proof where required.
- School admission, remote-work evidence, family link, or permit approval.
- Criminal record certificate for some visas and residence routes.
Not every document applies to every route. The guide should help you narrow this down.
Official sources
Appointments and fees
Identity and residence
Digital access
Residence routes
This app is a planning guide, not legal advice. Spanish immigration and administration rules, document lists, fees, and appointment labels can change. Always verify your procedure with official sources before filing.
Last reviewed: July 2026